well, that depends on the software you use. With Photoshop Elements you simply type your text then lay the photo over the top and it will flow around your pic. If you are using the Scrapbook Flair software, I'm not sure as I haven't used it in a while, but I would think if you simply typed the text as a single box there wouldn't be a gap. However,if you aren't wanting any of the text to be hidden behind the photo then trying to create the text boxes so all the text is showing might be a bit difficult.

It is to use Scrap Book Flair. Don't have Photoshop or Photoshop Elements.

Correct, don't want text hidden behind photo.

text is going here & in box below w/ photo below this text & to the right of the box below

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text | photo
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