I don't think you can do the word cutting thing in Scrapbook Flair. It is a very limited software. But if you have MS Powerpoint, you can do it there, just not as easy when its Photoshop you are using. If you have MS Powerpoint, just send me a PM, and I'll send you the instructions on how to do it.
Aug 11, 2008

Hi , I don't have scrap book flair,but I did mine in Microsoft picture it standard 9. You are basically working with 3 layers . 1 is your shape (rectangle, white), 2 is your text (black) and 3 is your pic.
Select the shape and color it white, add your text in black,merge these two layers to make it one layer and then use your magic wand to select all the text letter by letter holding your up arrow down while you are selecting. Once all the letters are selected cut them out.Now you insert your pic and move it to the back as second layer.Your first layer is now visible as your text.
Let me know If it worked for you,It works with all photo editing programs that has those tools (free hand selection tool,edge finder,lasso or magic wand ).Have Fun
Aug 11, 2008

Ohhh, If you can't make shapes and color them,you can take a photo of a white paper and use that as your shape.
Aug 11, 2008

thanks guys for your help
Aug 12, 2008